Payment Methods Policy

Last updated: March 13, 2026   |   Cazota – secure and flexible checkout for your handcrafted pieces.

At Cazota, we strive to make your shopping experience as seamless and secure as possible. We offer a variety of trusted payment options to ensure that your transaction is safe, convenient, and suited to your preferences. This policy outlines the payment methods we accept, how transactions are processed, and important details regarding billing and security.

1. Accepted Payment Methods

Cazota proudly accepts a wide range of payment options to accommodate our global clientele. Whether you prefer traditional credit cards or modern digital wallets, we have you covered. Below is the complete list of payment methods available at checkout:

All payments are processed in United States Dollars (USD). If your bank or payment provider uses a different currency, the conversion rate will be determined by them, and any associated fees are the responsibility of the cardholder.

2. Credit & Debit Cards

We accept all major credit and debit cards, including Visa, Mastercard, American Express, Discover, and Diners Club. When you place an order using a credit card, the total amount (including shipping and applicable taxes) is authorized at the time of purchase. Your card will be charged once your order is confirmed and enters our processing stage.

• Card Security: All credit card transactions are processed using industry-standard SSL encryption and comply with PCI DSS (Payment Card Industry Data Security Standard) requirements. Your card details are never stored on our servers.
• Billing Address: For your protection, we may require that the billing address matches the address on file with your card issuer. This is a fraud prevention measure.
• Failed Transactions: If your payment is declined, please verify your information or contact your bank. You may also try an alternative payment method.

3. Digital Wallets: Apple Pay, Google Pay & Shop Pay

For faster checkout, Cazota supports popular digital wallet services. These methods allow you to complete your purchase with just a touch or a glance, using payment information already stored on your device.

Apple Pay

Available on Safari for Mac, iPhone, iPad, and Apple Watch. Apple Pay uses device-specific numbers and unique transaction codes, so your card number is never shared with merchants. Simply select Apple Pay at checkout and authenticate with Face ID, Touch ID, or your device passcode.

Google Pay

Available on Chrome, Android devices, and any browser where you are signed into your Google account. Google Pay simplifies checkout by using your saved payment methods. It adds an extra layer of security by tokenizing your payment information.

Shop Pay

Shop Pay is Shopify's accelerated checkout experience. Returning customers can save their email address, credit card, and shipping information for one-click purchases. Shop Pay also offers the option to split purchases into installments (subject to eligibility and terms). It is a secure, fast, and convenient way to shop at Cazota.

4. PayPal

For customers who prefer not to share card details directly, we offer PayPal as a trusted alternative. When you select PayPal at checkout, you will be redirected to PayPal's secure login page. You can pay using your PayPal balance, linked bank account, or credit/debit card stored in your PayPal wallet.

• No Account Required: In many countries, PayPal also allows you to pay as a guest using a credit card without creating a PayPal account.
• Transaction Timing: Payment is taken immediately upon order placement. If there are issues with your PayPal transaction, our team can assist you in coordinating with PayPal support.

5. Venmo

Cazota also supports Venmo for eligible customers during checkout. Venmo offers a fast and convenient mobile payment experience, allowing customers to securely complete transactions using their Venmo balance, linked bank account, debit card, or credit card.

• Fast Checkout: Customers can complete purchases without manually entering payment details.
• Secure Transactions: Payments are processed through encrypted and protected systems.
• Availability: Venmo may only appear for eligible customers and supported devices or regions.

6. Transaction Security & Data Protection

Your financial security is our priority. Cazota uses Shopify Payments, a PCI DSS Level 1 certified payment processor—the highest level of compliance in the payments industry. All information transmitted during checkout is encrypted using 256-bit SSL technology.

We do not store your full credit card numbers, CVV codes, or bank account details on our website. For digital wallets and PayPal, your financial data is tokenized and handled directly by the payment provider under their stringent security policies. For more information, please review our Privacy Policy.

7. Payment Authorization & Verification

When you place an order, we may need to verify certain information to prevent fraud and ensure the security of your transaction. This may include:

• Matching your billing address with the card issuer.
• Contacting you via email to confirm large orders or suspicious activity.
• Using 3D Secure (Verified by Visa, Mastercard SecureCode, American Express SafeKey) for an additional layer of identity verification.

If we are unable to verify your information, your order may be delayed or canceled. We will notify you promptly if any issues arise.

8. Taxes, Fees & Currency

All prices displayed on cazota.com are in USD and are exclusive of applicable sales taxes, unless otherwise stated. For orders shipped within the United States, sales tax may be applied based on your shipping address and local regulations. International orders (including Vietnam) may be subject to import duties and taxes, which are the responsibility of the customer.

Note Cazota does not charge any additional payment processing fees. The total you see at checkout is the final amount you pay (excluding any foreign transaction fees your bank may impose).

9. Order Confirmation & Receipts

Once your payment is successfully processed, you will receive an order confirmation email at the address you provided. This email serves as your receipt and includes your order number, items purchased, and a summary of charges. Please retain this for your records. If you do not receive a confirmation within 30 minutes, check your spam folder or contact support@cazota.com.

10. Payment Issues & Declined Transactions

If your payment is declined, common reasons include:

• Incorrect card number, expiry date, or CVV.
• Billing address does not match the card's registered address.
• Insufficient funds or daily limit reached.
• Bank fraud prevention blocks (some banks flag international or high-value transactions).

We recommend double-checking your details or trying a different payment method. If problems persist, please contact your bank or our support team for assistance.

11. Updates to This Policy

Cazota reserves the right to update or modify this Payment Methods Policy at any time to reflect changes in our practices, technology, or legal requirements. The most current version will always be posted here, with the revision date indicated at the top. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes acceptance of those changes.

12. Contact Us

If you have any questions about our payment methods, encounter issues during checkout, or need assistance with a transaction, our support team is ready to help during business hours.

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